Does Homeowners’ Insurance Cover Swimming Pool Accidents in Texas?
Homeowners’ insurance may cover a Texas swimming pool injury or drowning when the homeowner is legally responsible, but policy exclusions and coverage limits can affect the claim.
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Homeowners’ insurance may cover a Texas swimming pool injury or drowning when the homeowner is legally responsible, but policy exclusions and coverage limits can affect the claim.
The Texas attractive nuisance doctrine may hold a property owner liable when an unsafe swimming pool causes the injury or drowning of a child who entered without permission.
Texas property owners may be sued when an unsafe pool, broken gate, inadequate fencing, or failure to correct a known danger causes a child’s drowning or near-drowning.
Texas apartment owners may be liable when broken gates, inadequate fencing, poor maintenance, unsafe drains, or other dangerous pool conditions cause an injury or drowning.
Liability for a Texas swimming pool accident may fall on a homeowner, apartment complex, hotel, HOA, maintenance contractor, or equipment manufacturer. Learn how Texas law determines responsibility.